If you are in an accident while a passenger in an Uber or Lyft, the rideshare company’s insurance will cover you up to their set policy amounts. Both companies have similar limits. If you are a passenger in an Uber in New York State, you may be covered up to $1.25 million in damages from third-party liability. However, this number will be split among all injured parties, so it is possible that their policy may not cover you entirely. As a passenger in an Uber, you will also be able to recover up to an additional $50,000 in Personal Injury Protection.
If you still believe such payouts from insurance are unsatisfactory, there is still legal recourse. Who you may sue is dependent on who is at fault for the accident and your injuries. Both Uber and Lyft treat their drivers as independent contractors, and thus distance themselves from legal responsibility for crashes. Because of the complicated nature of this process, and because there are so many different parties you must deal with, it is advisable that you seek legal counsel. For further help navigating this minefield, contact us at KI PI.
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This information is the most up to date news available as of the date posted. Please be advised that any information posted on the KI Legal Blog or Social Channels is being supplied for informational purposes only and is subject to change at any time. For more information, and clarity surrounding your individual organization or current situation, contact a member of the KI Legal team.
KI Legal Personal Injury fights for victims of a wide array of personal injury claims, from Motor Vehicle Accidents to Scaffolding and Ladder Falls to Slip/Trip & Falls, amongst others. By leveraging its multidisciplinary foundation and, with the help of its experienced litigators, KI Legal Personal Injury can fight for the results and compensation that victims deserve without pushing for premature settlements due to financial reasons. This financial paradigm shift swings the pendulum in our favor when it comes to negotiating with insurance carriers, inherently leading to better results for clients. For the latest updates.