Skip to Content
Top
Debtors Contact Our Experienced Attorneys Today to Get Started

New York Debt Settlement Lawyer

At KI Legal, we’re sympathetic to the financial hardships and stress that can accompany mounting debts. In today’s economy, it isn’t uncommon for New Yorkers to experience debt-related challenges at some point in life, often through no fault of their own. That’s why our knowledgeable bankruptcy attorneys are here to help. 

Our firm is proud to provide compassionate and effective representation tailored to each client’s specific needs, empowering them to resolve financial burdens and liberate themselves to move forward in life. With an in-depth understanding of New York bankruptcy laws, you can count on our accomplished lawyers to safeguard your interests and restore your agency. 

Call (646) 766-8308 to request a free consultation with our qualified attorneys.

Continue Reading Read Less

How Can Bankruptcy Law Affect Debtors in NYC?

In New York, bankruptcy laws can affect debtors in various ways. There are several types of bankruptcy filings available to individuals. 

Chapter 7: Liquidation

This type of bankruptcy involves the appointment of a trustee who sells the debtor's non-exempt assets to pay off their debts. New York's bankruptcy exemptions protect certain assets, such as a primary residence or a car, allowing debtors to keep them while still eliminating unsecured debts.

Chapter 13: Individual Debt Adjustment

This refers to a form of bankruptcy wherein debtors can suggest a payment plan to settle their debts within three to five years. If the court approves the plan, it may entail lower payments or longer terms. After completing the repayment plan, any remaining unsecured debts can be discharged.

Continue Reading Read Less

CLIENT REVIEWS

We Prioritize Our Clients, and It Shows
    "Amazing Law Firm"

    Amazing law firm... fantastic at many facets of law. Highly recommend - great experience working with this highly efficient and expert team!

    - Former Client
    "Treated With Respect"

    Ralph has an exceptional knowledge of the law and an extremely high moral compass. He hates injustice and will pour his heart and soul into representing you and protecting your rights.

    - Former Client
    "He Leaves It All on the Table"

    Michael works hard and leaves it all on the table for his clients. I would recommend him for anyone seeking a lawyer that is 110 percent on their side.

    - George M.
    "He's Perfected His Craft"

    I have seen Michael dedicate all his time, energy and effort into perfecting his craft. It has, without a doubt, developed him into the professional that he is today.

    - Oscar C.
    "Fantastic Attorney"

    Our lawyer was professional, knowledgeable and reliable through the process. I would recommend him to anyone.

    - John N.
    "KI Legal - the Best Decision"

    Having Michael as my attorney was definitely the best decision I made. He fought hard for our case and remained patient. I never felt left out throughout the case and I was always informed of next steps.

    - Nayel S.
    "Great Advocates"

    Michael and his firm are extremely thorough and work tirelessly to produce a good result. He is very knowledgeable, experienced, and dependable, and is furthermore an excellent advocate for his clients, no matter the issue presented.

    - Courtney S.
    "A Great Experience"

    Michael was a great attorney! He was sensible about what we needed and was able to get it done. A great professional through and through!

    - Isaac F.

Contact Us Today

To Schedule A Consultation

A member of our team will be in touch shortly to confirm your contact details or address questions you may have.

  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please make a selection.
  • Please make a selection.
  • Please enter a message.

Debtor Representation in Bankruptcy

Uniquely Experienced Legal Advocates Ready to Help You

Read more about the attorneys that handle Debtors.