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Manhattan Debt Settlement Lawyer

At KI Legal, we’re sympathetic to the financial hardships and stress that can accompany mounting debts. In today’s economy, it isn’t uncommon for New Yorkers to experience debt-related challenges at some point in life, often through no fault of their own. That’s why our knowledgeable bankruptcy attorneys are here to help.

Our firm is proud to provide compassionate and effective representation tailored to each client’s specific needs, empowering them to resolve financial burdens and liberate themselves to move forward in life. With an in-depth understanding of New York bankruptcy laws, you can count on our accomplished lawyers to safeguard your interests and restore your agency.

Call (646) 766-8308 to request a free consultation with our qualified attorneys.

Benefits of Hiring a Bankruptcy Lawyer

When it comes to bankruptcy and business laws in New York City, our firm has a wealth of knowledge and skills to help clients navigate the complexities of the law as efficiently and effectively as possible.

At KI Legal, our lawyers help residents by:

Legal knowledge and guidance: We focus on bankruptcy resolution and have extensive knowledge of relevant laws and regulations, allowing us to develop customized legal strategies based on each client’s unique circumstances. Your lawyer can help you understand and exercise your rights accordingly and understand the legal options available to you.
Protection from creditor harassment: Once you engage our lawyers and file for bankruptcy, we can handle all communication with creditors and collection agencies. This shields you from harassment, threats, and abusive collection practices, as the lawyer enforces your rights under fair debt collection laws.
Strong representation in lawsuits: If you’re involved in a lawsuit filed by a creditor or collection agency, our firm can provide the strong advocacy required to achieve a favorable outcome in court. We can help you navigate the legal process, prepare your defense, and represent your best interests throughout the legal proceedings.
Customized financial solutions: Our lawyers can assess your unique financial circumstances holistically by considering factors like income, expenses, assets, and debts to develop personalized strategies that address your specific needs and goals. We can then help you choose which bankruptcy Chapter is right for your situation.
Representation in bankruptcy proceedings: If you decide to pursue bankruptcy, a lawyer is an essential asset. We can guide you through the complex bankruptcy process, prepare and file the necessary paperwork, represent you in court, and protect your rights throughout the proceedings.
Peace of mind: Engaging a lawyer alleviates the burden of handling complex debt issues on your own. You can rely on our knowledge, experience, and professional support, allowing you to focus on rebuilding your financial well-being with confidence.

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How Can Bankruptcy Law Affect Debtors in NYC?

In New York, bankruptcy laws can affect debtors in various ways. There are several types of bankruptcy filings available to individuals.

Chapter 7: Liquidation

This type of bankruptcy involves the appointment of a trustee who sells the debtor's non-exempt assets to pay off their debts. New York's bankruptcy exemptions protect certain assets, such as a primary residence or a car, allowing debtors to keep them while still eliminating unsecured debts.

Chapter 13: Individual Debt Adjustment

This refers to a form of bankruptcy wherein debtors can suggest a payment plan to settle their debts within three to five years. If the court approves the plan, it may entail lower payments or longer terms. After completing the repayment plan, any remaining unsecured debts can be discharged.

Trusted Bankruptcy Attorneys for Debtors

At KI Legal, we’re committed to providing top-tier representation in various legal disputes. Our skilled litigators have extensive experience advocating on behalf of hardworking individuals and businesses in a variety of cases, from commercial litigation to bankruptcy law to business formation. Whether you require assistance collecting from uncooperative debtors or defense against unethical collection practices, our accomplished advocates are here to help. Reach out to our firm today to learn how our team can guide your legal steps with wisdom and fight to achieve a fair result in court.

Bankruptcy can be complex to navigate alone. Call (646) 766-8308 to schedule a free consultation with a Manhattan bankruptcy relief lawyer.

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CLIENT REVIEWS

We Prioritize Our Clients, and It Shows

"Amazing Law Firm"
Amazing law firm... fantastic at many facets of law. Highly recommend - great experience working with this highly efficient and expert team!

- Former Client
"Treated With Respect"
Ralph has an exceptional knowledge of the law and an extremely high moral compass. He hates injustice and will pour his heart and soul into representing you and protecting your rights.

- Former Client
"He Leaves It All on the Table"
Michael works hard and leaves it all on the table for his clients. I would recommend him for anyone seeking a lawyer that is 110 percent on their side.

- George M.
"He's Perfected His Craft"
I have seen Michael dedicate all his time, energy and effort into perfecting his craft. It has, without a doubt, developed him into the professional that he is today.

- Oscar C.
"Fantastic Attorney"
Our lawyer was professional, knowledgeable and reliable through the process. I would recommend him to anyone.

- John N.
"KI Legal - the Best Decision"
Having Michael as my attorney was definitely the best decision I made. He fought hard for our case and remained patient. I never felt left out throughout the case and I was always informed of next steps.

- Nayel S.
"Great Advocates"
Michael and his firm are extremely thorough and work tirelessly to produce a good result. He is very knowledgeable, experienced, and dependable, and is furthermore an excellent advocate for his clients, no matter the issue presented.

- Courtney S.
"A Great Experience"
Michael was a great attorney! He was sensible about what we needed and was able to get it done. A great professional through and through!

- Isaac F.

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Debtor Representation in Bankruptcy

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